Frequently Asked Questions About Business Interruption Insurance

Business interruption insurance is coverage that replaces business income lost due to a disaster. The insurance can help a business continue to pay its bills while it is temporarily closed because of a disaster. Here are some of the frequently asked questions about this type of business insurance:

  • Who can receive interruption insurance? Any business owner can get business interruption insurance through their insurance company. Many business owners get interruption insurance if they have a physical business location that needs protected from covered disasters.
  • How much does it cost? The cost for business interruption coverage depends on your insurance agency, industry, number of employees, and the amount of coverage you need. Rates may also vary depending on your location and amount of risk.
  • How do you get business interruption insurance? To get business interruption insurance, talk to your insurance provider about your options. If you don’t already have interruption insurance, your business’s insurance provider may be able to add it on to your plan.

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