There are two ways to get your car repaired when it is damaged in an accident. If you were not at fault you can either choose to have your automobile insurance pay to repair the car or pay you for the total loss but then you must pay your deductible.
This assumes you have collision coverage which is not a required coverage in the state of Florida. That is the fastest and easiest way to get it repaired. Unfortunately it is also the most expensive as you do have to pay your deductible and then your insurance company pays the balance. You can pick any body shop or dealership, your choice as long as it is insured and bonded.
If you are injured in an accident, whether it is a car accident or a slip/trip and fall, it is important to report all injuries, symptoms, and complaints to your treating doctors every time you see them.
Many people will only notify their doctors of their worst or most painful symptoms or problems. Some people do not want to sound like a complainer or a crybaby and will downplay their pain or problems to their doctors. Doing one or both of these things will only serve to hurt your recovery and your claim. If your doctor does not know that something is hurting or bothering you, they cannot diagnose and treat that injury.
If you are injured in a slip and fall or trip and fall inside a store, business, or somebody else’s property, it is important to document and preserve the condition that caused you to fall. As the injured person, you will have the burden of proving what caused you to fall.
Most businesses instruct their employees that in the event a customer is fall and is injured in their store or on their property, to clean up any spills or other foreign objects that are on the floor as quickly as possible.
In cases involving uneven walking surfaces, cracked sidewalks, and/or unprotected holes in the floor, many businesses will have the defect repaired immediately. Part of the reason for this is that it makes it harder for the injured person to prove what caused them to fall.
Car or auto accidents are common causes of personal injuries which may potentially lead to lawsuits or claims for pain, suffering and loss.
There are various fundamental things to learn about auto accidents especially since each state has different legislation applied.
In its basically important to understand that in suing an automobile driver on grounds of personal and physical injuries, you need to prove negligence.
In most states, lost wages as well as medical costs require payment regardless if the accident is due to negligence of the other party.
Umbrella Insurance? What is it?
In the simplest of terms, “you don’t have to be a millionaire to be sued like one.”Contrary to popular belief umbrella policies are not just for the wealthy. Like an umbrella that protects you from the rain, an “excess liability policy,” commonly known as an umbrella policy provides an extra layer of insurance for coverage over your standard liability policies for covered claims.
An umbrella can protect your existing personal assets, your earnings and future earnings. If you were to lose a lawsuit, in excess of your auto and home liability limits, you would likely have to pay the winning party for pain and suffering, medical expenses, lost wages, etc. Even if you have no assets your wages can be garnished.